FEMA has very specific regulations about homes that exist in a floodplain.  This can affect you in a number of ways, especially if you don’t understand how it works.  You may be paying far more for your home insurance than you need to, or you may be surprised when it comes time to do renovations – for FEMA will not allow you to do work on your home that costs more than 50% of its value.  This is an important part of completed planning and is always one of our first questions when we start designing a home or planning a renovation.  Read on for the Florida rules on renovating homes that are in a floodplain.Continue reading